So, you’ve got a great mortgage from Blue Moon and also protected your mortgage payments. Now, what about your home and your possessions?
For most people, the home is a personal space for which there is no substitute. Not only is it usually the biggest asset anyone has, but also the place we seek peace and comfort. The true value of a family home cannot be valued in monetary terms but can you imagine the financial turmoil any family would be in if something should happen and you were not insured? Often, people think that this will never happen to them, but the shocking statistics say otherwise.
The latest crime figures released show that despite overall crime figures being lower than the previous year, burglaries have increased. While according to the BBC, we are currently experiencing a second rise in burglaries since the ‘credit crunch’ began. This is where Buildings and Contents Insurance (sometimes referred to as “home insurance” or “household insurance”) comes in.
As with all insurance products, there is a distinct difference between policies. The differences not only include price, but also includes what they will cover and for what value. Here at Blue Moon, we understand how important it is to not only have your home and contents insured, but also to make sure you have the right policy. In an industry where the small print makes a big difference, we ensure our staff are fully aware of any clauses there may be in any policy and explain this fully to you before helping you choose the right policy for the right price.
When it comes to house insurance, there are a number of different types. There is buildings insurance, typically covering the structure of the building or things attached to the building. Contents insurance, covering the actual contents of your home. Landlords insurance, which is buildings insurance for a property you are renting out to someone else. You often find if you combine buildings and contents insurance with the same provider, the premium is generally lower.
For a no obligation home and contents insurance quote simply give one of our advisers a call on 01933 303020. Or alternatively, please browse our site for more information on the various types of insurance we can provide. If what you want is not listed above, please call our friendly advisers who can guide you through the complicated world of Insurance.