Adverse Credit Remortgage

What is an adverse credit remortgage and why should you want one? If you have adverse credit (ccj's bad credit history, mortgage arrears, etc) and currently own, or have a mortgage on the property that you live in, you can, in most circumstances remortgage.

People have many reasons for wanting to remortgage, but most people with adverse credit remortgage to release equity built up in their property to enable them to pay off debts. However, if you have current mortgage arrears, you may find it hard to find a lender that will take on your remortgage. If you have missed mortgage payments in the past three months it unlikely any lender will help.

In any case, it is always advisable to speak to a fully qualified adviser if you are looking for an adverse credit remortgage. Blue Moon have access to the entire UK mortgage market, including every specialist lender that will deal with bad credit remortgage cases.

Also if you currently have a bad credit mortgage and would like to remortgage to get a better interest rate give us a call, we may be able to save you money. We offer full advice and recommendation so you can be sure that we will find you a competitive mortgage that suits your current circumstances. We will deal with your application quickly and we search all the lenders to find a competitive mortgage and interest rate for your individual circumstances.

Our expert advisers have years of experience and have encountered many problems similar to your own, if you'd like to speak to one of our advisers for a no jargon chat call 0800 011 20 21, or fill in the form below and one of our advisers will contact you.