Accident and Sickness Insurance

Accident and sickness insurance is usually part of the more general Accident, Sickness and Redundancy (ASR) Insurance. Accident and sickness insurance can be purchased as stand alone insurances. They are optional insurances usually purchased to ensure that your mortgage is paid if you are off work as a consequence of an accident or sickness. This is also why it is commonly known as Mortgage Payment Protection Insurance (MPPI). The downside, like all insurances, is that you have to purchase it in advance. But on the flip side, given the choice of paying a relatively small payment per year or the chance of losing your home as a consequence of an accident or sickness, which would you choose?

If you are employed you may have a scheme at your place of employment covering you in case of these events, before purchasing a mortgage payment protection insurance policy it may be best to check what your employer offers you in these circumstances.

Blue Moon are not tied to just one insurance company, we are working on your behalf and will search through the leading accident and sickness insurance providers to make sure that you have the best accident and sickness insurance to suit your pocket.

If you would like a quote for your accident and sickness insurance give one of our friendly advisers a call on 0800 011 20 21.