About

Blue Moon Mortgages Ltd are an independent mortgage adviser and insurance brokerage based in Irthlingborough, Northamptonshire and we offer our services locally and throughout the UK.

As we are Independent we are working on behalf of our clients, not on behalf of the lender or insurance company. The advice we provide could save you thousands of pounds over the term of your mortgage. We will guide you through the life of your mortgage, advising you at regular intervals, we can even show you ways of paying off your mortgage early, thereby potentially saving thousands of pounds in interest payments. About-ServicesWe have access to the whole of market for mortgage lenders, that is thousands of different mortgage schemes including many exclusive deals unavailable on the high street. We specialise in bad credit, shared ownership and non-status mortgages. Embracing modern technology our sourcing systems are updated daily which means that mortgage applications run more smoothly and quickly, giving your purchase less chance of falling through.

Blue Moon are licenced for/as Consumer Credit, Consumer Hire, Credit Brokers, Debt Adjusting/Counselling, Debt Collection and Credit Reference Agency under the consumer credit licence number 546892. Blue Moon Mortgages Limited (Registered no. 5588223) is authorised and regulated by the Financial Conduct Authority (FCA No. 451679) for pure protection, residential mortgages and general insurance business. Not all buy to let mortgages are regulated by the Financial Conduct Authority. Not all commercial mortgages are regulated by the Financial Services Authority. Think carefully before securing other debts against your home.

Please click here for a pdf of our Initial Disclosure Document (IDD).

Fees

Home Contents InsuranceBlue Moon do charge a fee for arranging a mortgage in most instances. However, the amount charged is dependent on the amount of work that is involved, and other circumstances. In some cases a fee may not be charged at all. Our typical fee is £695 for a standard mortgage application, although in some instances it is necessary for us to charge more than this. The maximum fee that we would charge in any instance would be 3% of the mortgage. Because we are independent we can also offer you the choice of how we are paid by fee or commission, for example if you take out a loan of £100,000 you will need to pay £3000. If you choose this option we will refund to you any commission we earn from the lender. Please see our Initial disclosure document (IDD).

Disclaimer.

Blue Moon cannot be held responsible for any actions or consequences of any actions taken by individuals as a result of, or in response to any information given on this website. The information contained in this site is not to be regarded as financial advice. It is always advisable to speak to an adviser regarding your mortgage rather than attempting to do it yourself. Every effort is made to keep the information contained in these pages up to date, but sometimes out of date information may escape our notice. Blue Moon cannot be held responsible for the content of external sites linked to from this site.

Customer Service Charter

We have a charter to ensure we provide the best level of care for our clients, to read it, click here.

Testimonials

If you would like to hear what our customers have to say about Blue Moon, click here.